Kingston Financial Services is a regulated investment, pensions and retirement planning advisory firm.

We provide quality advice to investment, pension and in-retirement clients Nationwide.

We work closely with our clients to understand their financial goals, objectives and investing timelines, as well as their tolerance and capacity for investment risk. From that, we construct a personalised investment roadmap and asset allocation plan, based around each client's unique circumstances and needs.

The investment landscape, as well as the regulations around pensions and retirement, continues to change and evolve. Our broad experience, our expert knowledge of investment alternatives, and the industry leading qualifications of our staff mean we are uniquely positioned to advise clients on strategies to meet their financial goals.

We can advise on traditional managed funds and investment bonds, as well as Exchange Traded Funds and investment trusts.

We also work with clients on assessing individual investment projects that they may be considering. Be it an investment property purchase or sale, or a stake in a business, we can provide a neutral second opinion, always with the client interests to the fore.

Part of devising an appropriate investment roadmap is to consider whether investing via a pension might fit into that mix. Many clients will benefit from tax relief available by investing for retirement via a pension plan. We cut through the complexity of the pension regulations to deliver advice on the most appropriate pension vehicle, including Personal & Executive pension plans, PRSAs, AVCs, SSAPs and Buy out Bonds. Each of these has differing eigibility criteria and pros and cons, all of which need to be considered in making each individual decisioin.

Looking ahead to client requirements at retirement, we also take into account the way in which future pension benefits can be taken, because pension vehicles vary in that regard. Legislation changes mean that Approved Retirement Funds (ARFs) are increasingly accessible as an alternative to the traditional Annuity. Each offers numerous benefits but also brings some important considerations. We can advise on the most appropriate strategy for your retirement, based around your unique and personalised needs.

In summary then, we are ideally positioned to assist and advise you on all of your investment requirements. 

Why not contact us today for an obligation free discussion.

Information on our remuneration is available here.